Terms of Use

The terms that apply when you browse this website, use our coverage calculator, or contact us for advisory services.

Last updated: October 21, 2026

These terms govern your use of oneinsurance.me (the "website"), operated by ONE Insurance Brokers ("we", "us", "our"). By using the website you agree to these terms. If you do not agree, please do not use the website.

Information, not advice

The content on this website — including service pages, articles, FAQs, and the coverage calculator — is provided for general information only. It does not constitute insurance, financial, legal, or tax advice, and it does not take your personal circumstances into account. Any decision about insurance cover should be made only after a consultation with a licensed advisor and after reading the relevant policy documents.

No offer of insurance

We act as an insurance broker. Nothing on this website is an offer to sell, or a solicitation to buy, any insurance policy. Insurance policies are issued by the insurers we work with, and the terms, conditions, exclusions, and premiums of any policy are set out in the insurer's documentation, which prevails over any description on this website.

Coverage calculator

The coverage calculator produces an indicative estimate based solely on the figures you enter. It is not a quotation, does not reflect the underwriting criteria of any insurer, and should not be relied on as a recommendation of a specific cover amount. Results are calculated in your browser and are not stored by us.

Accuracy and availability

We take care to keep the website accurate and up to date, but we do not guarantee that it is free of errors or omissions, or that it will be available without interruption. Regulatory, product, and market information may change without notice.

Your use of the website

You agree to use the website only for lawful purposes and not to interfere with its operation, attempt to gain unauthorised access to any part of it, or use automated tools to extract content in a way that burdens our systems. When you submit a contact enquiry, you confirm that the information you provide is accurate and that you are authorised to provide it.

Intellectual property

The text, design, logos, and other content on this website belong to ONE Insurance Brokers or its licensors unless otherwise stated. You may view and print pages for your personal, non-commercial use. Any other reproduction or distribution requires our prior written consent. Photographs credited in the footer are used under their respective licences.

Third-party links

The website may link to external sites, including insurers and regulators. We are not responsible for the content or practices of those sites and do not endorse them by linking to them.

Limitation of liability

To the extent permitted by law, we are not liable for any loss or damage arising from your use of, or inability to use, the website or its content, or from reliance on any information or estimate provided on it. Nothing in these terms limits liability that cannot be limited under applicable law, including the obligations we owe you under any advisory or brokerage engagement agreed in writing.

Privacy

Personal information you provide through the website is handled in accordance with our Privacy Policy.

Governing law

These terms are governed by the laws of the United Arab Emirates in respect of services provided from our Dubai office, and by the laws of the Republic of Lebanon in respect of services provided from our Beirut office. Any dispute relating to the website will be subject to the courts of the relevant jurisdiction.

Changes to these terms

We may update these terms from time to time. The date at the top of this page shows when they were last revised, and your continued use of the website after a change means you accept the updated terms.

Contact us

For questions about these terms:

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